Hill and Levy Credit, Tax , Mortgages and More

Slash Your Electric Bill 20% With $0 Tricks

Keith

Use Left/Right to seek, Home/End to jump to start or end. Hold shift to jump forward or backward.

0:00 | 12:34

Send us Fan Mail

🎙️ Intro Music Fades In

Host: "Welcome to 'You Can't Side Step the Process,' the podcast where we help you navigate the complexities of relationships, finances, and wellness. Whether you're a young adult just starting out, someone eager to master their financial future, or seeking meaningful relationships, this is the place for you."

🎙️ Intro Music Builds Up

Host: "Join us each week as we bring you expert advice, inspiring stories, and practical t

Support the show

SPEAKER_00

Let's be honest for a moment. You are paying too much for power. I can say that with absolute confidence, not because I know your specific situation, but because I know how modern life works. Right now, as you're watching this, there are dozens of small, almost invisible habits that are quietly siphoning money from your bank account. These tiny energy leaks, these moments of convenience we don't even think about, they add up, and when your electric bill arrives they manifest as a number that's consistently higher than it needs to be. We often blame the utility company the season or our appliances, but a significant portion of that bill is actually within our direct control. The good news, you have the power to stop this drain, and you can start today. You can slash your electricity use and see a noticeable drop in your monthly expenses. And the best part, you can do it without spending a single dollar. That's right, no new gadgets, no expensive smart home upgrades, no calling in contractors. This isn't about a costly home renovation, it's about a simple, free, and powerful renovation of your daily routines. It's not about buying more stuff, it's about changing, simple, behaviors. Imagine cutting your bill by 10, 15, or even 20%. What would you do with that extra cash every month? A few extra dinners out, a boost to your savings account, the freedom of a little more financial breathing room. That's a realistic goal, achievable by making a few conscious choices each day. And let's be clear, this is not about sitting in the dark or living uncomfortably. It's about being smarter, more mindful, and more efficient with the energy you're already paying for. It's about reclaiming your power both literally and financially. To help you do this, we've created the Habit Swap Countdown. We're going to walk through 10 easy swaps, habits you can start right now, today. These aren't technical fixes, they're straightforward common sense changes with a surprisingly big impact. We'll count down from number 10 to number 1, from the small wins to the most impactful change you can make for free. Ready to stop overpaying the power company? Ready to make a change for your wallet and as a bonus, for the planet? The journey to a lower electric bill starts now. Let's begin our countdown. Coming in at number 10 is the silent culprit in every modern home, Phantom Power, also known as Vampire Load. This is the electricity your devices use even when they are turned off. Your television, waiting for a signal from the remote, your cable box, keeping its clock and guide updated, your video game console, ready to boot up instantly, and especially your phone and laptop chargers, which draw a small amount of power just by being plugged into the wall. It might seem insignificant, but when you add up every single device in your home, it becomes a steady, 24-7 drain. The habit swap is beautifully simple. For your entertainment center, plug all those devices, the TV, the soundbar, the console, into a single power strip. Then, just flip one switch off when you go to bed or leave the house. For chargers, get into the habit of unplugging them from the wall once your device is full. This one change can save you 1 to 3% on your bill. It's a small start, but we're just getting warmed up. At number 9, we tackle a habit that really heats up your bill, your hot water usage. The energy required to heat water is one of the biggest consumers of electricity in a home, right after heating and cooling systems. The bad habit? Leaving your water heater on its high factory setting and taking excessively long scalding showers. Many heaters are set to 140 degrees Fahrenheit by default, which is not only wasteful but can also be a scalding risk. The simple swap has two parts. First, lower your water heater's thermostat to 120 degrees Fahrenheit or 49 degrees Celsius. It's still plenty hot for all your needs. Second, make a conscious effort to wash your clothes in cold water. Modern detergents are designed to work effectively in the cold, and this switch alone saves a huge amount of energy, since up to 90% of the energy used by a washing machine goes to heating water. These adjustments can easily shave another 2-4% off your bill. Next, at number 8, is a habit so common we barely notice it. Lighting discipline. We walk out of a room and leave the light on. We use bright overhead lights, when a small lamp would do. It's pure habit. The swap is obvious, but powerful. Turn off the lights when you leave a room, no exceptions. Make it a family rule. Beyond that, embrace natural light. Open your blinds and curtains during the day, instead of flipping a switch. And if you haven't already, switching to LED bulbs is a one-time purchase that pays for itself, but the free habit is using those lights less. Being mindful of lighting can save you another 2-3%. Our number 7 swap targets the biggest energy user in most homes, your thermostat. The bad habit is, set it and forget it, leaving your heating or cooling at one constant temperature, even when you're asleep or away from home. The habit swap is to adjust it strategically. When you leave for work, dial it back a few degrees. When you go to sleep, do the same. In the winter, try setting it a degree or two cooler and wearing a sweater. In the summer, use ceiling fans to feel cooler, allowing you to set the AC a bit warmer. Each degree you adjust can save you up to 3% on your heating and cooling costs. This simple manual adjustment twice a day can add up to a 5% savings on your total bill. Let's move to the kitchen, for number 6. Cooking, efficiency. The energy wasting habit is often using a giant appliance for a small job. Think preheating the entire oven just to reheat a slice of pizza, or boiling a huge pot of water with no lid on it. The swap is to match the appliance to the task, use your microwave, toaster oven, or air fryer for smaller meals. They use significantly less energy than a full-size oven. When you do use the stovetop, always put a lid on your pots and pans. Water will boil faster and your food will cook quicker, using less energy. And try to batch cook, using the oven once to prepare several meals for the week is far more efficient than heating it up every single day. These kitchen habits can trim another 1-2% from your bill. At number 5, we have a habit we're all guilty of the refrigerator stare. You open the door and stand there, browsing for a snack, letting all the cold air pour out into your kitchen. Your fridge's compressor then has to work overtime to cool it back down. The swap is simple. Know what you want before you open the door. Decide first, then open, grab, and close. It's a micro habit that makes a real difference. Also, check that your fridge and freezer are set to the right temperatures, around 37 degrees Fahrenheit for the fridge and 0 degrees for the freezer. Setting them any colder is just wasting energy. This quick in-and-out habit can save you another 1%. Number 4 brings us back to the laundry room, focusing on drying habits. The bad habit is running small, frequent loads and over-drying your clothes. Another is immediately using the dryer after the washer finishes when the clothes are still sopping wet. The swap is to always wash and dry full loads. Your machines use roughly the same energy regardless of size, so maximize them. Before drying, if your washer has a higher spin speed option, use it. It will wring more water out, drastically reducing drying time. The ultimate free swap? Line dry your clothes whenever possible. Your clothes will last longer and you'll use zero energy. Combining full loads with line drying can cut another 2-4% from your bill. Getting closer to the top, number 3 is about your computer habits. The wasteful habit is leaving your computer and monitor on all day, even when you step away for hours. Screensavers do not save energy, they often use more than just letting the screen go idle. The swap is to activate your computer's sleep and power saving modes. Set your monitor to turn off after 5 minutes of inactivity, and your computer to go to sleep after 15. It's a one-time settings change that saves power every single day. And if you're done for the day, shut it down completely. This simple digital discipline can save another 1-2%. Our runner up at number 2 is a crucial but often neglected habit. HVAC maintenance. The bad habit is forgetting to clean or replace your HVAC filters. A clogged filter forces your system to work much harder to push air through, wasting a tremendous amount of energy. Another is heating or cooling rooms you aren't even using. The swap is to check your filter monthly and clean or replace it as needed. It's a five-minute task that can improve your system's efficiency by up to 15%. Additionally, close the doors and vents in unused rooms. Why pay to heat or cool a space nobody is in? This focuses your system's power where it's needed, saving you up to 5% on your bill. And now, the number one most impactful, free habit swap to cut your electric bill, shifting your peak hour usage. Many utility companies have time of use plans where electricity costs significantly more during peak demand hours, usually late afternoon and early evening, from about 4 p.m. to 9 p.m. The bad habit is running your high-energy appliances right in the middle of this expensive window. The number one swap is to become a mindful scheduler. Check with your utility provider to see if you have a time of use plan. If you do, make a conscious effort to run your dishwasher, washing machine, and dryer during off peak hours, either overnight or in the middle of the day. Charging your electric vehicle overnight is another huge one. Shifting just these few tasks out of that pricey 4 to 9 pm window can slash your bill by a staggering 5 10%, making it the single most powerful free change you can make.

Podcasts we love

Check out these other fine podcasts recommended by us, not an algorithm.